Fee Schedule*

Rates effective 3/1/2008
CLASSIC
SHARE ACCOUNT ONLY
NO ACH/PAYROLL DEDUCTION
Monthly Service Fee $4.00*
ATM: Monthly Fee $2.50
  Per Transaction $2.00
  Per Inquiry $0.75
 
ADVANTAGE
SHARE & SHARE DRAFT ACCOUNTS
NO ACH/PAYROLL DEDUCTION
Monthly Service Fee on Savings NONE
Monthly Share Draft Fee $5.00*
ATM/Debit Card
  Monthly Fee $2.50
  Per transaction $2.00
  Per Inquiry $0.75
  Debit Card Transaction UNLIMITED
 
PREFERRED
SHARE & SHARE DRAFT ACCOUNTS
WITH ACH/PAYROLL DEDUCTION
Monthly Service Fee NONE
Monthly Share Draft Fee NONE
ATM/Debit Card
  Monthly Fee NONE
  Per Transaction NONE
  Per Inquiry NONE
  Debit Card Transactions UNLIMITED
*Waived with minimum average daily balance of $200 in all accounts per account number.

NO -FEE ACCOUNTS FOR YOUTH ACCOUNTS AND RETIREES!  CALL FOR DETAILS.
 
GENERAL FEES
Mail Fee $1.75
Copy of cancelled check $5.00
Counter/Cashier Check withdrawals 1 free,then $3.00 ea. per month
Check Cashing, no Additional Service $6.00
Statement Copy $3.00
Below Minimum Balance $30.00
Below Minimum Balance, Money Market Accounts $25.00 quarterly
Member issued returned item $30.00
Returned Item $10.00
Overdraft Fee $30.00
Account Closed Within 120 Days $25.00
Failure to Provide Current Address $5.00
Dormant Account (24 months with no transactions) $10.00/month
Stop Payment $30.00/check
Dispute Resolution $5.00/half hour
Replacement ATM/Debit Card $6.00
Non-member check cashing fee $20.00
Probationary checking account fee $10.00/month
BillPay-e Plustm inactivity fee - no transaction in 30-day period $5.00/period
Fees are subject to change without notice. Please contact the credit union for current fees.