Checking
Get the benefits you deserve in a checking account without the excessive fees!
No minimum balance required.
- No per-check charges.
- No monthly service fee with direct deposit.
- No canceled checks to retain – copies may be obtained, if needed.
- Retired members receive free checks whenever needed. Automatic transfers may be set up from your savings account to checking account to cover drafts presented for payment when there are insufficient funds in the checking account. There is a $3 fee for each transfer, limited to 3 transfers per month.
- We also offer overdraft protection up to a $600 limit for qualified members.
- Bill Pay – e Plus
Classic
|
Share Account Only
|
| Monthly Service Fee |
$4.00* |
| ATM: Monthly Fee |
$2.50 |
| ATM: Per Transaction |
$2.00 |
| ATM: Per Inquiry |
$0.75 |
Advantage
|
Share with a Share Draft Accounts-
No ACH/Payroll Deduction
|
| Monthly Service Fee on Savings |
NONE |
| Monthly Share Draft Fee |
$5.00* |
| ATM/Debit Card: Monthly Fee |
$2.50 |
| ATM/Debit Card: Per Transaction |
$2.00 |
| ATM/Debit Card: Per Inquiry |
$0.75 |
| ATM/Debit Card: Debit Card Transactions |
UNLIMITED |
Preferred
|
Share with a Share Draft Accounts and ACH/Payroll Deduction
|
| Monthly Service Fee |
NONE |
| Monthly Share Draft Fee |
NONE |
| ATM/Debit Card: Monthly Fee |
NONE |
| ATM/Debit Card: Per Transaction |
NONE |
ATM/Debit Card: Per Inquiry
|
NONE |
ATM/Debit Card: Credit Transactions without PIN
|
UNLIMITED |
| *Waived with minimum average daily balance of $200.00, MedPro loan balance, MedPro MasterCard, Christmas Club or CD. |
| Mail Fee |
$1.75 |
| Copy of canceled check |
$5.00 |
| Counter/Cashier Check withdrawal |
1 free, then $5.00 ea. per month |
| Check cashing, if no additional service |
$3.00 |
| Statement Copy |
$3.00 |
|
Below minimum balance
Negative Account Fee
|
$30.00
$8.00 per day
|
| Below minimum balance, Money Market Account |
$25.00 quarterly |
| Wire Transfer Fee |
$20.00 |
| Member issued returned item |
$30.00 |
| Returned item |
$10.00 |
| Overdraft Fee |
$30.00 |
| Account closed within 120 days |
$25.00 |
| Failure to provide current address |
$5.00 |
| Dormant Account-24 months with no transactions |
$10.00/month |
| Stop payment |
$30.00/check |
| Dispute resolution fee |
$5.00/half hour |
| Replacement ATM/Debit Card |
$6.00 |
| Non-member check cashing fee |
$20.00 |
| Probationary checking account fee |
$10.00/month |
| BillPay-e Plus Inactivity fee - no transaction in 30-day period |
$5.00/period |
Having a problem getting a checking account? Get a Fresh Start with our Fresh Start Checking Accounts.
To qualify:
- 3 month active in good standing MedPro savings account
- 1 month active direct deposit to MedPro
- $10.00 monthly service fee; ATM Card is available with a Fresh Start Account
We recommend clearing up any issues with ChexSystems. If a letter is submitted confirming these issues have been cleared, your Fresh Start checking can immediately be switched to a regular MedPro checking account which comes with additional services OR if your Fresh Start checking account has been satisfactorily maintained for 180 days, you may request for an evaluation to switch this account over to a regular MedPro checking account.
APPLY FOR A SHARE DRAFT ACCOUNT TODAY!