Our Services

MasterCard Debit Cards

MasterCard Debit/ATM LogosAccess your accounts with an ATM card at any participating ATM machine.

Debit cards are ideal for everyday purchases from your share draft account. It offers you the convenience of plastic versus the hassle of writing checks or carrying a large amount of cash. Your MedPro MasterCard Debit Card can be used at any merchant that displays the MasterCard logo. It also serves as your ATM card for use at any Cirrus ATM location.

Your MedPro Federal Credit Union MasterCard Debit Card works like a check and gives you the convenience of a credit card.

  • Use it anywhere MasterCard is accepted
  • Doubles as your ATM card
  • Faster than writing a check
  • Safer than carrying cash
  • Easy to keep track of your purchases
  • All transactions are listed on your checking account statement

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Most Commonly Asked Questions

What is a Debit Card?

It's a way to use the funds in your checking account to pay for your purchases without a check! It can also be used at CIRRUS, PULSE and MONEYPASS ATM machines to make deposits, withdrawals and balance inquiries.

Credit vs. Debit - What's the Difference?

Credit - Your transaction will be processed through the MasterCard network and you will usually (except for pay-at-the-pump gasoline transactions) need to sign a receipt. You will not receive a bill for your transaction later, however. The funds will be deducted directly from your checking account.

Debit - Your transaction will be processed through the ATM network and you will be required to enter your Personal Identification Number (PIN). You will not have to sign a receipt. The funds will be deducted directly from your checking account.

Credit vs. Debit - What Should You Say?

Credit - Using your MedPro Federal Credit Union MasterCard Debit Card as a credit transaction will save you money. As long as funds are available in your checking account, you will not incur any fees from this type of transaction.

Debit - Use your MedPro Federal Credit Union MasterCard Debit Card as a debit transaction if you would like cash back at a merchant. Each time you use an ATM, it is a debit transaction. You may incur fees for this type of transaction. See your Debit Card disclosure statement for details.

Are there fees?

When you use your new Debit Card, there is no monthly services charge and you have unlimited Debit Card transactions.

When you use your new Debit Card as an ATM Card, requiring you to use your PIN, and have direct deposit or payroll deduction at MedPro, you pay no monthly service charge.

Other fees, such as overdraft and insufficient funds, may also apply and are contained in your Account Disclosure.

If you use an ATM machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by the ATM network owner.