| Basic Share Account ($200 Minimum balance to earn dividends) |
.05% APY |
| Money Market Accounts over $2,500 Minimum balance |
.20% APY |
|
Money Market Accounts under $2500 Minimum balance
|
.05% APY |
|
Christmas Club Accounts
|
.25% APY |
Certificate of Deposit rates also available
Current rates are subject to change. Call to confirm 330-848-6066 ext. 126
Type*
|
Term
|
Rates
|
| Signature Loans |
Up to 48 months |
As low as 2.00% |
| Personal Line of Credit Loans** |
$50 per $1000 balance |
As low as 5.00% |
| New Vehicles |
Up to 24 months |
As low as 1.50% |
Used Vehicles
2013-2011
2010-2007
2006-2004 |
Up to 72 months
Up to 60 months
Up to 36 months |
As low as 3.00%
As low as 4.00%
As low as 5.00% |
Home Equity Loans
75% LTV
85% LTV |
Up to 15 years
Up to 15 years |
As low as 4.25%
As low as 5.25% |
Home Equity Lines of Credit***
70% LTV |
|
Prime less .25% |
Other Secured
Boats, Motorcycles, Mobile and motor homes
Share Secured (Hold 111%) |
Up to 72 months
Up to 60 months |
As low as 6.00%
As low as 3.5% |
*All loans subject to normal credit approval terms and risk analysis. All rates subject to change without notice. All published rates subject to change without notice. Rates apply to new money only, except Home Equity Lines of Credit which are variable rate accounts.
**Unsecured open ended line that is reevaluated every 24 mos.
***Payments are based on a repayment period of 300 months. Interest rate may vary. Interest rate is based on prime rate less .25% according to the Wall Street Journal. Minimum APR is 3%. Maximum APR is 18%.