Rates

Share & Loan Rates

Share Rates

 

Basic Share Account ($200 Minimum balance to earn dividends) .10% APY
Money Market Accounts ($2,500 Minimum balance) .60% APY
Christmas Club Accounts .25% APY

 

Current rates are subject to change call to confirm at 330-848-6066, ext. 126

 

Loan Rates

Type*

Term

Rates

Signature Loans Up to 48 months As low as 5.00%
Personal Line of Credit Loans** $50 per $1000 balance As low as 5.00%
New Vehicles Up to 72 months As low as 4.15%
Used Vehicles
2012-2010
2009-2006
2005-2003

Up to 72 months
Up to 60 months
Up to 36 months

As low as 4.15%
As low as 4.75%
As low as 5.00%
Home Equity Loans
75% LTV
85% LTV

Up to 15 years
Up to 15 years

As low as 4.25%
As low as 5.25%
Home Equity Lines of Credit***
70% LTV


Currently 3.0%
Other Secured
Boats, Motorcycles, Mobile and motor homes
Share Secured (Hold 111%)


Up to 72 months
Up to 60 months


As low as 6.00%
As low as 3.5%

*All loans subject to normal credit approval terms and risk analysis. All rates subject to change without notice. All published rates subject to change without notice. Rates apply to new money only, except Home Equity Lines of Credit which are variable rate accounts.

**Unsecured open ended line that is reevaluated every 24 mos.

***Payments are based on a repayment period of 300 months. Interest rate may vary. Interest rate is based on prime rate less .25% according to the Wall Street Journal. Minimum APR is 3%. Maximum APR is 18%.