Rates

Share & Loan Rates

Share Rates

Basic Share Account ($200 Minimum balance to earn dividends) .05% APY
Money Market Accounts ($1000-$5000) .05% APY

Money Market Accounts under $5001-$20000)

.05% APY

Christmas Club Accounts

.05% APY

Certificate of Deposit rates also available

Current rates are subject to change.  Call to confirm 330-848-6066 ext. 126

Loan Rates

Type*

Term

Rates

Signature Loans Up to 48 months As low as 8.74% APR*
New Vehicles Up to 72 months As low as 2.49% APR*

Used Vehicles
2014-2012
2011-2009
2008-2007

2006- older


Up to 72 months
Up to 60 months
Up to 48 months

Up to 36 months


As low as 2.74% APR*
As low as 2.74% APR*
As low as 2.74% APR*

As low as 4.74% APR*

Home Equity Loans
80% LTV
80% LTV

80% LTV


5 years
10 years

15 years


As low as 6.00% APR*
As low as 6.50% APR*

As low as 7.00% APR*

Home Equity Lines of Credit**
80% LTV


Variable rate as low as 4.00% APR**

Other Secured
New/Used Boat or RV <$25k

 


60 months
72 months

84 months

96 months

120 months


As low as 2.49% APR*
As low as 3.49% APR*

As low as 4.49% APR*

As low as 5.49% APR*

As low as 6.49% APR*

New/Used Boat or RV >$25k

60 months

72 months

84 months

96 months

120 months

As low as 2.99% APR*

As low as 3.99% APR*

As low as 4.99% APR*

As low as 5.99% APR*

As low as 6.99% APR*

*Annual percentage rate.  Actual rate will be based on your credit score and the terms of the loan.

**Home Equity credit lines are variable rates based on the Wall Street Prime Index and may adjust quarterly. Actual variable APR is based on credit history.  Floor rate of 4.00% APR